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Bellevue Car Insurance A panel discussed it at the February 2005 RSA Conference and Expo, a leading security conference, in San Francisco. Homeowner’s insurance is worth having, because you likely can’t—and you certainly don’t want to—cover the cost of rebuilding a house. In addition, policies covering damage to your own property, vandalism, business interruption, and dishonesty focus on tangible property but offer little protection for malicious programming (viruses) and for intellectual property – significant exposures for many companies.