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These documents are needed to prove that you are of legal age to rent the truck (usually 25), that you have personal auto accident insurance available, and that they can secure payment from you. Alabama vehicle insurance It's best to ask the rental company if they have any knowledge of the truck being big enough for this requirement. You can get more car insurance tips by checking out their "Articles" section. No matter what state you drive in all of them have financial responsibility laws and require motorists to purchase minimum amounts of auto liability insurance except for Tennessee, Wisconsin and New Hampshire.